How to charge fees for SEPA Instant outgoing transfers?

You can charge fees for SEPA Instant transfers using the transfers feature combined with our powerful financial orchestration capabilities and built-in account issuing LHV and Modulr integrations, or any accounts provider of your choice. With our infrastructure you can leverage a built-in flexible ledger system to accurately record transfer movements and their impact on your account balances.

Our technology

Outgoing transfers

Outgoing transfers

Combined with (select)

What you get
Technical Advantages
  • Give clients the ability to send and receive money with the payment rails they know and trust
  • Reduce transaction costs and settle funds faster by connecting to multiple payment networks with our Fintech infrastructure
  • Easily connect to multiple payment rails such as Faster Payments, SEPA, SEPA Instant, ACH, and more through our extensive network of pre-integrated partners
  • Unlimited ledger accounts
  • Real-time account balances
  • Real-time reporting (e.g. statements, payables, receivables, fees, revenue etc.)
  • Treasury management tools
  • Powerful funds orchestration workflows
  • Safeguarding client funds across unlimited number of client accounts
  • Plug-in any payment provider
  • Plug-in any account provider
  • Unlimited bank accounts and house accounts
  • Highly secure, agnostic and fully redundant infrastructure platform
  • Best-in-class back office portal for your finance and ops teams
  • No need to build a complex business logic to manage transfers lifecycle actions such as hold, accept, reject, release and complete outbound transfers
  • Access a standardised API layer to connect to any transfer schemes such as SWIFT, SEPA, Faster Payments and more
  • No need to build the logic required to charge fees based on different parameters such as scheme type, transactions volume and more
  • Utilise pre-built funds sweeping logic required to segregate fees from client money
  • Leverage a pre-built, flexible ledger system to accurately record transfer movements and their impact on account balances
  • No need to build a ledger system for issuing client and house accounts
  • No need to build workflows for complex money movements between issued house and client accounts
  • No need to build necessary logic required to manage account lifecycles, track account balances and record transactions
  • Just-In-Time (JIT) funding and sweeping configuration toggle/ tool (aka virtualisation)
  • Connect any bank account provider to our ledger system via our APIs and / or back office
  • Utilise a best-in-class back office portal to easily manage, perform and control incoming, outgoing and FX transactions across multiple client accounts
  • Access Integrated Finance's compliance, cards and transfers infrastructure without the need for any additional integrations
  • Reduced total cost of ownership across direct, indirect and opportunity development costs
  • Reduced risks associated with software security and regulatory compliance
  • Faster time to market
  • Utilise a variety of webhooks to action multiple workflows to build your Fintech product