The Biggest Regulatory Risks UK Fintech Startups Can’t Ignore in 2025
The UK fintech landscape is seeing a surge in regulatory activity, with new rules and elevated expectations from the FCA, Bank of England, and HM Treasury. While still a global fintech hub, firms handling money or data must prioritize safety, transparency, and reliability. Key concerns for 2025 include operational resilience, ensuring critical services remain functional during disruptions like cyberattacks. This demands more than just backups; startups need to identify critical services, rigorously test recovery plans, and establish clear incident communication protocols.