The importance of APIs in digital banking

Seamlessly and effortlessly linking with core systems will help organisations in the financial market to remain competitive and disruptive. How do these connections happen? That’s where APIs for banking come into play.

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APIs in digital banking

Exploring the adoption and impact of real-time payments in the financial landscape

Fintech companies have emerged as significant players in the finance industry, bringing about transformative changes in how individuals and businesses manage their funds. One noteworthy development is the rise of Account-to-Account (A2A) payments. These payments offer a secure, cost-effective, and efficient method of transferring money between bank accounts, bypassing the need for intermediaries. This innovation highlights a substantial gap where traditional banking systems have fallen short.

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Understanding lending: how fintechs are changing the game

Traditional banks find themselves up against a significant challenge with the revolutionary changes introduced by fintechs in the lending landscape. These pioneering entities are transforming the lending experience, prioritising individual needs over a conventional one-size-fits-all approach. This article delves into the factors driving the transition from traditional banks as the primary destination for loans to the rising influence of fintech lenders. We will explore the advantages they offer and the regulatory framework that governs their operations.

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