Looking for a modern Fintech infrastructure that includes built-in transaction monitoring integrations such as ComplyAdvantage? Here you can discover practical use cases and technical components you’ll need to launch and scale your financial product.

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Like a masterfully crafted toolkit, building blocks let you solve for diverse and intricate financial use cases, helping you understand nuanced Fintech challenges with precision and ease.

Looking for a modern Fintech infrastructure to open accounts? Here you can discover practical use cases and technical components such as ledger and sub-accounts you’ll need to issue accounts.

A flexible ledger system provides you with transparent record-keeping and clear insights into financial transactions, helping you identify revenue streams for informed decision-making. Here you can discover practical use cases and technical components you’ll need to launch and scale your financial product.

Ledger

No need to build a ledger system for issuing client and house accounts

No need to build workflows for complex money movements between issued house and client accounts

No need to build necessary logic required to manage account lifecycles, track account balances and record transactions 

Real-time reporting (e.g. statements, payables, receivables, fees, revenue etc.)

Powerful funds orchestration workflows (including card fund flows)

Safeguarding client funds across unlimited number of client accounts 

Financial orchestration is integral for seamlessly coordinating diverse financial processes and fund flows. You can synchronise, aggregate and reconcile payment data within a complex financial ecosystem. Here you can discover practical use cases and technical components you’ll need to launch and scale your financial product.

Financial orchestration

Just-In-Time (JIT) funding and sweeping configuration toggle/ tool (aka virtualisation)

Sub-accounts are essential for efficient financial management, allowing you to segregate funds, track specific expenses, and achieve greater clarity and control over your overall financial portfolio. Here you can discover practical use cases and technical components you’ll need to launch and scale your financial product.

Sub-accounts

No need to build a ledger system for issuing and managing sub-accounts

No need to build workflows for complex money movements between issued house, client and sub-accounts

No need to build necessary logic required to manage sub-account lifecycles, track sub-account balances and record transactions 

Unlimited ledger accounts and sub-accounts 

Wallets provide you with a secure and convenient digital solution for users to manage, store, and transact with their financial assets in a centralised digital space. Here you can discover practical use cases and technical components you’ll need to launch and scale your financial product.

Wallets

No need to build a ledger system for issuing and managing wallets

No need to build workflows for complex money movements between wallets and accounts

No need to build necessary logic required to manage wallet top-ups and spend

Unlimited wallet top-ups and spend transactions 

Real-time wallet reporting (e.g. statements, payables, receivables, fees, revenue etc.)

Custom fund flows help you tailor financial transaction processes to fit your specific needs. You can manage funds effectively within unique customer, business and / or investment scenarios to maximise financial outcomes. Here you can discover practical use cases and technical components you’ll need to launch and scale your financial product.

Custom transaction flows

Record any custom transaction types to address your business model needs with flexible custom transaction flows 

Ledger infrastructure and custom transaction processing to fit any business model

Looking for a modern Fintech infrastructure that includes pre-built banking integrations such as Currencycloud and Modulr? Here you can discover practical use cases and technical components you’ll need to launch and scale your financial product. 

Here you can discover practical use cases and technical components you’ll need to launch and scale your financial product with the pre-built Integrated Finance and Modulr integration.

Modulr

Ensure redundancy and eliminate the risk of de-banking by any banking provider 

Easily add, switch, migrate and remove banking providers without the need to build integrations from scratch 

Manage and extend the capability of all account related financial business operations with access to a decoupled ledger system   

Unlimited standard accounts and house accounts 

Corporate and individual standard account types

Universal transfers (domestic + international payment rails) 

Here you can discover practical use cases and technical components you’ll need to launch and scale your financial product with the pre-built Integrated Finance and ClearBank integration.

ClearBank

Utilise a pre-certified integration that removes the need for self-certification and conformance testing 

No need to host and integrate Hardware Security Module (HSM) services to conform with the bank's security requirements 

Unlimited virtual bank accounts and house accounts 

Corporate and individual virtual bank account types

Here you can discover practical use cases and technical components you’ll need to launch and scale your financial product with the pr-built Integrated Finance and Currencycloud integration.

Currencycloud

Corporate and individual standard account types 

Here you can discover practical use cases and technical components you’ll need to launch and scale your financial product with the pre-built Integrated Finance and Railsr integration.

Railsr

Here you can discover practical use cases and technical components you’ll need to launch and scale your financial product with the pre-built Integrated Finance and LHV integration.

Access a single API for issuing EU & GB IBANs, eliminating the need to build multiple workflows for each jurisdiction

Utilise a simplified JSON based integration to consume banking services vs handling multiple messages in XML format

GB (GBP) and EE IBANS (CZK, EUR, GBP, HRK, HUF, RON)

Looking for a modern Fintech infrastructure to capture and manage client data? Here you can discover practical use cases and technical components such as onboarding and pricing you’ll need to manage clients effectively.  

Client onboarding ensures a comprehensive process for welcoming new clients / users, helping you establish trust and comply with regulatory requirements. Here you can discover practical use cases and technical components you’ll need to onboard clients effectively.

Onboarding data management

No need to build an onboarding data management module on top of your product

Easily manage compliance review flows such as 'approve' and 'reject' with a built-in onboarding data managment capabilties 

Easily turn onboarding application data to client data to be used in financial operations

Client application management functionality

An advanced pricing module that enables you to implement adaptable pricing strategies to meet the needs of clients in a competitive market. Here you can discover practical use cases and technical components you’ll need to maximise your revenue.

Client pricing management

No need to build a complex pricing module to offer customised pricing options for your clients

Utilise a best-in-class back office portal to easily manage, perform and control different client pricing plans 

Product and services pricing management including, incoming and outgoing transfers, foreign exchange and card transactions

Effective client lifecycle management can optimise service delivery and sustain client relationships. Here you can discover practical use cases and technical components you’ll need to manage clients effectively.

Client lifecycle management

Manage clients lifecycle without the need to build complex logic 

No need to build necessary logic required to manage client data orchestration for financial operations such as account creation, compliance checks etc.

Client lifecycle management functionality 

Central repository for your client lifecycle data

Suspend and unsuspend client accounts in a single click 

Looking for a modern Fintech infrastructure that includes pre-built customer onboarding integrations such as Sumsub? Here you can discover practical use cases and technical components you’ll need to launch and scale your financial product.

Here you can discover practical use cases and technical components you’ll need to launch and scale your financial product with the pre-built Integrated Finance and Sumsub integration.

Sumsub

Gain full control over your customer onboarding journey, optimising UX / UI experiences 

No need to build seperate individual and business data verification processes / logic 

Extend additional decision making review flows post verification stage without the need to build additional logic 

Verify users or businesses all while managing cases effectively 

Streamlined verification process, eliminating delays and minimising customer friction

ID, video and address user verification to speed up onboarding

Looking for a modern Fintech infrastructure to make local, global, peer-to-peer, multi currency and operational transfers? Here you can discover practical use cases and technical components you’ll need to enable.  

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Incoming transfers 

No need to build a complex business logic to manage transfers lifecycle actions such as accept, reject, suspend for inbound transfers

Access a standardised API layer to connect to any transfer schemes such as SWIFT, SEPA, Faster Payments and more

No need to build the logic required to charge fees based on different parameters such as scheme type, transactions volume and more 

Utilise pre-built funds sweeping logic required to segregate fees from client money

Leverage a pre-built, flexible ledger system to accurately record transfer movements and their impact on account balances

Give clients the ability to send and receive money with the payment rails they know and trust 

Reduce transaction costs and settle funds faster by connecting to multiple payment networks with our Fintech infrastructure

Easily connect to multiple payment rails such as Faster Payments, SEPA, SEPA Instant, ACH, and more through our extensive network of pre-integrated partners

Outgoing transfers 

No need to build a complex business logic to manage transfers lifecycle actions such as hold, accept, reject, release and complete outbound transfers

No need to build the logic required to charge fees based on different parameters such as scheme type, transactions volume and more

Give clients the ability to send and receive money with the payment rails they know and trust

Internal transfers

Access a standardised API layer to manage internal (peer-to-peer) transfers

No need to build the logic required to charge fees based on different parameters such as transactions volume

Leverage a pre-built, flexible ledger system to accurately record transfer movements and their impact on account balances 

Streamline key financial operational processes, achieving greater transparency and accuracy across all account balances

Optimise your financial transfers with standardised transactions across all types - from local and global transfers to cards to digital wallets, and more.

Easily facilitate in-app transfers between users across different geographies

Looking for a modern Fintech infrastructure that includes built-in transaction screening integrations such as ComplyAdvantage? Here you can discover practical use cases and technical components you’ll need to launch and scale your financial product.

ComplyAdvanatge screening 

No need to build a complex screening logic to identify potential screening statuses and action accordingly

No need to build a complex screening logic to record screening statuses that are associated with specific individuals and legal entities

Sanctions, watchlists, adverse media, PEPs and warning lists to automate labor-intensive processes

Fully automated customer screening solution 

Improve the efficiency and accuracy of your sanctions screening

ComplyAdvantage monitoring 

No need to build a monitoring integration 

No need to build a complex transaction monitoring logic to identify potential statuses and action accordingly

No need to build a complex monitoring logic to record statuses that are associated with specific transactions

Rules library of AML/CFT industry typologies

Reduce false positives by 70% with a pre-built transaction monitoring tool

Fintech building blocks for your business

Building blocks

Monitoring integrations