Pay anyone, anywhere — with one API connection.
Send payouts to sellers, contractors, and users across the globe. Automate currency conversions and cross-border routing to eliminate manual treasury work and opaque FX markups.
One API. Every market. Every currency.
Global Reach
Send international payouts via local rails or SWIFT without needing to establish banking licences in every market you operate in.
Automated FX Conversions
Configure rules to automatically convert currencies at real-time FX rates before a payout executes — no manual treasury intervention required.
Lower Transfer Costs
Bypass slow, expensive correspondent banking chains by routing payments through optimised local payout networks instead.
before integrated finance
Multiple banking portals, opaque FX markups, and users waiting days for their money
Expanding internationally meant juggling multiple banking relationships, navigating hidden foreign exchange markups, and relying on slow correspondent banking networks that left end-users waiting days — sometimes weeks — for their funds to arrive.
with integrated finance
One connection to local rails, SWIFT, and programmatic FX — everywhere you operate
A single API connection gives you access to local payout rails and SWIFT networks across multiple markets. Currency conversions happen automatically at real-time rates, and transparent pricing means your users always know exactly what they're paying.
Local rails in every market. No local banking licence required.
Banking HUB's cross-border APIs give you native access to local payout networks and SWIFT — so your users receive funds via the fastest available route in their currency, without you needing to establish banking infrastructure in each new market. And if a primary provider goes down, automated failover logic reroutes instantly to a backup.
Programmatic FX that runs itself
Set rules once and let the platform handle currency conversions automatically at real-time FX rates — before every payout executes. Whether you're processing GBP, EUR, USD, CAD, or CHF, funds are converted and routed without manual treasury intervention, keeping your operations lean as your payment volumes grow.
Always have the right liquidity, in the right currency, in the right place
Multi-currency sub-ledgers give you real-time visibility across all your currency balances, so you're never caught short when a high-volume payout window opens. Set programmatic rules to maintain the right liquidity levels in each currency — and let the platform rebalance automatically.
The platform that gets smarter the longer you use it
Integrated Finance doesn't just help you launch — it keeps working in the background, automating the compliance and operational tasks that would otherwise eat up your team's time.
Automated failover across borders
If a primary FX or cross-border provider goes down, the platform instantly reroutes to a backup — so your international payouts keep moving without manual intervention.
FX conversions on autopilot
Currency conversion rules run automatically at real-time rates before every payout — no manual treasury work, no end-of-day reconciliation headaches.
Liquidity managed in real time
Programmatic rules keep the right currency balances in place across all your accounts — rebalancing automatically so you're never caught short when a payout window opens.
Smarter routing over time
As your cross-border volumes grow, Integrated Finance optimises your routing logic — finding faster, cheaper paths to each market without you having to manage the complexity manually.