Stop building ledgers. Start knowing your numbers.
The financial engine room for holding funds, tracking balances, and automating double-entry bookkeeping at scale — without months of engineering overhead.
Stop paying engineers to build what already exists
Out-of-the-Box Infrastructure
Deploy multi-currency sub-ledgers that natively segregate user funds from operating funds — no custom builds required.
Custom Transaction Modelling
Capture the exact business intent of every transaction — gift card purchase, subscription fee, carbon offset — rather than settling for generic bank descriptions.
Scale Without Headcount
Handle 10x transaction volume without hiring a larger back-office finance and reconciliation team.
before integrated finance
Months of engineering time spent on a problem that shouldn't be yours
Highly-paid engineers wasted months building complex in-house ledgers to track user balances. Finance teams spent days doing "ops archaeology" — manually hunting discrepancies between internal databases and actual bank files.
with integrated finance
An immutable ledger that stays perfectly in sync — automatically
Ledger-as-a-Service gives you an out-of-the-box financial engine that continuously listens for state changes from your banking providers, keeping your internal ledger and your bank in perfect lockstep — with no manual reconciliation required.
Your ledger should reflect your business — not the other way around
Generic processors force every transaction into a "debit" or "credit" box. Integrated Finance lets you define exactly what a transaction means — whether that's a giftcard-debit, a roundup-credit, or a carbon-offset-collect. Your finance and product teams always see the same picture, because the ledger speaks your language.
Real-time visibility into your unit economics — per user, per transaction
Every transaction is automatically attributed with its associated costs, giving you real-time margin and profitability data at the individual user level. Automated data exports mean your finance team spends less time pulling reports and more time acting on them.
Scale your transaction volume without scaling your team
The platform continuously listens for webhooks and state changes from your banking providers, ensuring your ledger is always accurate — no end-of-month scramble, no discrepancies to chase. Handle 10x the transaction volume with the same lean finance team you have today.
The platform that gets smarter the longer you use it
Integrated Finance doesn't just help you launch — it keeps working in the background, automating the compliance and operational tasks that would otherwise eat up your team's time.
Reconciliation on autopilot
The platform continuously listens for state changes from your banking providers — keeping your ledger perfectly in sync without any manual intervention.
Unit economics in real time
Every transaction is automatically attributed with its costs — giving you live margin and profitability data at the individual user level, without any manual reporting.
Smarter transaction modelling
As your transaction types grow in complexity, the platform captures each new event type and builds it into your ledger — so your financial data always reflects your operational reality.
Scale without the back office
Handle 10x the transaction volume with the same lean finance team — automated exports and real-time data mean your back office scales with your product, not against it.