Licencing
Keep your card program running, without hiring a program management team
Running a live program means coordinating sponsor banks, card networks, issuer-processors, and KYC/AML vendors — all while keeping compliance frameworks, transaction monitoring, and fraud controls embedded across every workstream. Integrated Finance owns that coordination, plus the day-to-day ledger balancing, settlement, and dispute handling, so your program runs smoothly without you building a dedicated program management function.
Licencing infrastructure key features:
BIN Sponsorship
Issue cards on Visa and Mastercard, backed by sponsorship across the UK and EU. Securing your own BIN sponsorship means negotiating separate scheme relationships for every network and every region you operate in. Integrated Finance already holds Visa and Mastercard sponsorship across both the UK and EU, so you can issue cards into new markets without opening a single scheme negotiation yourself.
EMI Sponsorship
Issue E-Money to your customers with licencing across the UK and EU. No need to wait to secure a full EMI licence use our distributor coverage to get you to market safely and quickly.
Ways to use the Integrated Finance infrastructure
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