Move money in seconds. Block fraud before it leaves.
Accelerate money movement securely across Faster Payments, BACS, and cross-border rails. Automate your payouts with built-in, execution-path risk controls that stop fraud before funds ever move.
Stop making your users wait 3–5 days for their money
Real-Time Settlement
Trigger instant programmatic payouts to users, contractors, or sellers 24/7 — no batch processing, no delays.
Execution-Path Risk Avoidance
Every transfer is evaluated against your custom risk tier and policy rules before funds are released — stopping fraud at the point of commitment.
Automated Fee Sweeping
Automatically route platform fees and commissions into operational accounts the moment a transaction settles — no manual reconciliation.
before integrated finance
Batch processing that leaves your users waiting days
Marketplaces and platforms were stuck with batch processing cycles that forced drivers, vendors, and gig workers to wait 3–5 working days for their funds. Speeding things up meant absorbing massive fraud risk with no safety net.
with integrated finance
Instant settlement with risk controls built into the execution path
Payouts settle instantly via UK Faster Payments and other rails. Because Integrated Finance sits directly in the execution path, complex AML and risk checks are enforced at commit time — so fraudulent payouts are stopped before the money ever moves.
Every major payment rail. One API connection.
Banking HUB gives you native access to UK Faster Payments, SEPA, SWIFT, and cross-border networks without managing multiple banking relationships. And if a primary provider goes down, automated failover logic instantly reroutes payouts to a backup — so your users never feel the outage.
Continuous transaction monitoring without the manual overhead
Every incoming and outgoing transfer is automatically screened against sanctions lists and AML watchlists in real time — no manual intervention required. The Decision Execution Engine evaluates each payout against your custom risk tiers, preventing silent failures before they become costly problems.
Collect your fees automatically — the moment a transaction settles
Operational Sweeps automatically split and route platform fees, commissions, and interchange revenue into the right accounts in real time. No end-of-month reconciliation. No chasing discrepancies. Your revenue lands exactly where it should, every time a transaction completes.
The platform that gets smarter the longer you use it
Integrated Finance doesn't just help you launch — it keeps working in the background, automating the compliance and operational tasks that would otherwise eat up your team's time.
Automated failover, always on
If a primary banking partner goes down, the platform instantly reroutes payouts to a backup provider — your users never feel the outage.
Continuous transaction monitoring
Every transfer is automatically screened against sanctions and AML watchlists in real time — no manual intervention, no blind spots.
Fee sweeping on autopilot
Platform fees and commissions are routed automatically the moment each transaction settles — no reconciliation required at month end.
Smarter risk over time
As your transaction volume grows, Integrated Finance surfaces richer patterns in your payment data — helping you tighten risk controls without adding analyst headcount.
TallyMoney Powers Virtual Accounts and Token Transactions with Integrated Finance
Learn how TallyMoney launched virtual accounts and customised token transaction flows using Integrated Finance’s orchestration-first BaaS platform
