for fintechs

The operating system for ambitious fintechs

Launch accounts, cards, and custom payment flows in minutes. One unified platform, with compliance and risk controls built in from day one.

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Focus on your product. We'll handle the infrastructure.

Launch in days, not months

Launch in days, not months

Stop waiting on sponsor bank reviews. MidOffice AI validates your designs and policies automatically, so your first submission is your last.

Risk controls at the point of execution

Risk controls at the point of execution

Enforce custom fraud and compliance policies at the point of execution, not after the damage is done.

Swap providers without the rebuild

Swap providers without the rebuild

Swap out banking, card, or compliance providers without rewriting a line of code.

Accounts and card management

Build and bundle products without the engineering overhead

Deploying multi-currency accounts, physical and virtual cards, and Apple/Google Pay shouldn't require months of integration work. Integrated Finance's pre-built Banking and Card Hubs give you everything you need out of the box, so your engineers can focus on what actually differentiates your product.

MidOffice AI

Get to market without the back-and-forth

Sponsor bank reviews don't have to be a bottleneck. MidOffice AI automatically validates your website, compliance policies, and card designs against bank and scheme rules before you submit — so your first review is a formality, not a guessing game.

Decision Execution Engine

Catch risk before the money moves

Post-transaction monitoring isn't enough when you're scaling. Integrated Finance lets you enforce custom risk policies directly in the execution path, so fraud and credit losses are stopped before funds are ever released.

Continuous Compliance Engine

Scale your users, not your back office

As your transaction volume grows, Integrated Finance grows with you. AI handles routine compliance reviews and document checks, your audit trail builds itself, and you can add or swap providers at any time — all without adding headcount or rewriting your core product.

Explore the demo

See how fintechs launch faster with Integrated Finance.

Integrated Finance app demo
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Built to scale, not just launch

Once you're live, Integrated Finance keeps running in the background — automating the compliance, risk, and operational work that would otherwise slow you down as you grow.

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Exceptions become automations

Every edge case your team handles manually gets captured as a decision. Over time, one-off judgement calls become automated routines.

Scale without the headcount

As volume grows, AI handles routine compliance reviews and your audit trail builds itself — back-office costs don't grow with your user base.

Your roadmap stays yours

Swap or add banking, card, or compliance providers at any time — without touching your core product code.

Compliance that keeps up with you

MidOffice AI continuously monitors your live content and policies for drift, so you're always audit-ready without dedicating a team to it.

Exceptions become automations

Every edge case your team handles manually gets captured as a decision. Over time, one-off judgement calls become automated routines.

Scale without the headcount

As volume grows, AI handles routine compliance reviews and your audit trail builds itself — back-office costs don't grow with your user base.

Your roadmap stays yours

Swap or add banking, card, or compliance providers at any time — without touching your core product code.

Compliance that keeps up with you

MidOffice AI continuously monitors your live content and policies for drift, so you're always audit-ready without dedicating a team to it.

case study

Silverbird launches in niche trade markets in under four months

With our help, Silverbird could offer bank accounts and forex transactions to its previously niche market. Find out how real-life digital banking businesses like Silverbird can focus on product differentiation, rather than getting caught up in the intricacies of technical implementation.

Silverbird launches in niche trade markets in under four months

IF helped us to revamp our product offering. They have provided valuable guidance on everything from supplier choice to work flow implementation, resulting in a new offering for all our existing customers, and the opportunity to appeal to a new market seeking modern transactional banking solutions.

Jordan Tilley/CEO, Clear Treasury

The IF platform helped us launch new products and services to our existing customers

Aaron Carpenter/CEO, Transact Payments

The team at IF have enabled our customers to launch fast and gain maximum value from our platform by streamlining the integration so that our customers can focus on where it counts, compliance!

Charlie Delingpole/Founder, Comply Advantage

Frequently asked questions

Can you safeguard customers' funds?+
What is SWIFT? +
What is a beneficiary? +