Financial infrastructure shaped around your business — not the other way around.
Model, track, and automate the exact transactions that drive your business. Whether you're splitting gig-worker tips, rounding up for charity, or issuing branded gift cards — your ledger should reflect your operational reality, not a generic banking template.
Built for businesses that don't fit the generic mould
Perfect Operational Sync
Capture the exact business intent of every transaction directly on your ledger — so your finance and product teams always see the same picture.
Automated Split Payments
Programmatically route funds between multiple parties — driver payout, platform commission, charity roundup — the moment a transaction settles.
New Revenue Streams
Easily launch proprietary closed-loop products like branded gift cards and user reward programmes that generic processors simply can't support.
before integrated finance
Forcing a unique business model into generic "debit" and "credit" fields
Vertical SaaS companies had to squeeze complex, industry-specific workflows — splitting a gig worker's tip, rounding up a purchase for charity, issuing mobile data credits — into generic banking fields. The result was reconciliation nightmares and ledgers that never told the full story.
with integrated finance
You define the transaction types. The platform handles the rest.
CoreOS Feature Builder lets you model exactly how money moves in your business. Whether you're processing carbon offsets, mobile data allowances, or branded gift card redemptions, your ledger reflects your operational reality — and reconciliation takes care of itself.
Your ledger speaks your language — not the bank's
Define your own transaction types and let the platform track them natively. A giftcard-debit, a roundup-credit, a mobile-data-collection — each event is captured with its exact business intent, so your finance team always has a ledger that matches how your business actually operates. No more manual mapping, no more ambiguous bank descriptions.
Split payments to multiple parties — automatically, at the point of settlement
Configure internal transfer rules once, and the platform routes funds to the right parties the moment a transaction completes. Driver payout, platform commission, charity contribution — each portion lands in the right account instantly, with no manual intervention and a full audit trail attached.
Today's edge case becomes tomorrow's automated routine
Every time your team makes a judgement call on a novel transaction type, Integrated Finance captures that decision. Over time, one-off exceptions become automated workflows — institutional knowledge that compounds into a competitive advantage no generic processor can replicate.
The platform that gets smarter the longer you use it
Integrated Finance doesn't just help you launch — it keeps working in the background, automating the compliance and operational tasks that would otherwise eat up your team's time.
Exceptions become automations
Every novel transaction type your team handles manually today is captured as a decision — and over time becomes an automated routine that runs without any intervention.
Split payments on autopilot
Once your transfer rules are configured, the platform routes funds to the right parties automatically at settlement — no manual intervention, no reconciliation required.
A ledger that learns your business
As your transaction types evolve, the platform captures each new event and builds it into your ledger — so your financial data always reflects how your business actually operates.
A competitive moat that compounds
The institutional knowledge built into your workflows compounds over time — creating automated processes that are unique to your business and impossible for generic processors to replicate.
How TallyMoney launched gold-backed accounts in under 2 months
With Integrated Finance's orchestration-first platform, TallyMoney built complex multi-provider fund flows and cut development costs by 70% — without becoming an EMI.
